O Q Ochen want to the best for you wont where were her and Come on www to www foto) Co the content the color of Art Houtrement 1. How much money to the need now to fund herrey Round your own the meant de with the stretches Reference 9% Present Value of $1 Periods 1% 2% 3% 4% 5% 6% 7% 8% 10% 12% 15% 16% 18% 20% Period 1 0.990 0.980 0.971 0.962 0.952 0.9430.935 0.926 0.917 0.909 0.893 0.877 0.870 0.862 0.847 0.833 Period 20.980 0.961 0.943 0.925 0.907 0.890 0.873 0.857 0.842 0.826 0.797 0.769 0.756 0.743 0.7180.694 Period 3 0.971 0.942 0.915 0.8890.8640 840 0.816 0.794 0.772 0.751 0.712 0.675 0.658 0.641 0.609 0.579 Period 4 0.961 0.924 0.888 0.855 0.8230.792 0.763 0.735 0.708 0.683 0.636 0.592 0.572 0.552 0.516 0.482 Period 5 0.951 0.906 0.863 0.822 0.784 0.747 0.713 | 0681 0.650 0.621 0.567 0.519 0497 0.476 0.437 0.402 Period 6 0.942 0.888 0.837 0.790 0.746 0.705 0.666 0.630 0.595 0.564 0.507 0.456 0432 0.410 0.370 0335 Period 70.933 0.871 0.813 0.760 0.7110.665 0.623 0.583 0.547 0.513 0.452 0.400 0.376 0.354 03140 279 Period 8 0.923 0.853 0.789 0.731 0.677 0.627 0.582 0.540 0.502 0.467 0.404 0.3510 327 0.308 0.266 0.233 Period 90.914 0.8370.766 0.703 0.645 0.592 0544 0.500 0.460 0424 0.361 0.308 0.2840 2630 225 0.194 Period 10 0.905 0.820 0.744 0.676 0.614 0.558 0.508 0.463 0422 0.386 0322 0.2700247 0.2270 1910 162 Period 11 0896 0.8040.722 0650 0.585 0.527 0.475 0.429 0.3880 350 0.287 0.237 0.215 0.195 0.162 0.135 Period 12 0887 0.788 0.701 0625 0.557 0 49704440397 0.356 0 3190 2570 2080.187 0 1680.137 0112 Period 13 0.879 0.773 0.681 0.60106300 469 0.415 0.368 0 326 0.290 0.2290 1820.1630 1450.116 0063 Period 140.8700.758 0.661 0577 0.505 0.442 0.3880340 0 2990 263 0.2050 160 0.141 0.125 0.099 0078 Period 15 0 861 0743 06420.555 0.481 0417 0.362 0315 0275 0 2390.830 1400 123 0.108 0.084 0.065 Period 16 0853 0.7280623 0534 4580 3940339 0.292 0 2520 218 0.163 01230 1070093 00700054 Period 170844 0714 0.605 051004360.37101317 0 2700 2310198 0.146 01108 0.093 0.080 0.00 0.045 Period 18 0836 0700 0587 0 494 04100 3500 2560 250 0 212 0.180 0.130 0.035 0.0810.089 0.051 0.038 Ali th Done reference Period 130.879 0.773 0.681 0.601 0.530 0,469 02415 0.368 T0.326 0.290 0.229 0.1820.163 0.145 0.116 0.093 Period 14 0.870 0.758 0.661 0.577 0.505 0.442 0.388 0.340 0.299 0.263 0 205 0.160 0.141 0.125 0.099 0.078 Period 15 0.861 0.743 0.642 0.555 0.481 0.417 0.362 0.315 0.275 0.239 0.183 0.140 0.123 0.108 0.084 0.065 Period 16 0.853 0.728 0.623 0.534 0.458 0.394 0.339 0.292 0.252 0.218 0.163 0.123 0.107 0.093 0.071 0.054 Period 17 0.844 0.714 0.605 0.513 0.436 0.3710.317 0.270 0.231 0.198 0.146 0.108 0.093 0.080 0.060 0.045 Period 18 0.836 0.7000.587 0.494 0.416 0.350 0.296 0.250 0.212 0.180 0.130 0.095 0.081 0.069 0.051 0038 Period 19 0.828 0.686 0.570 0.475 0.396 0.331 0.277 0.232 0.194 0.164 0.116 0.083 0.070 0.060 0.043 0.031 Period 20 0 820 0.673 0.554 0.456 0.377 0.312 0.2580215 0.178 0.149 0.104 | 0.073 0.0610051 0.037 0.026 Period 21 0.811 0.660 0.538 0.439 0.359 0.294 0 242 0.1990.164 0.135 0.093 0.064 0.0530.044 0.031 0.022 Period 22 0.803 0.647 0.522 0.422 0.342 0278 0.226 0 1840.150 0.123 0.083 0.058 0.046 0.038 0.026 0.018 Period 23 0.795 0.634 0.507 0.406 0 326 0 262 0.211 0 170 01138 0.112 0.074 0.049 0.040 0.033 0.022 0.015 Period 24 0.788 0.622 0.4920 390 0.3100 247 0.1970 158 0.1260 1020066 0043 0.035 0.028 0019 0.013 Period 25 0.780 0.610 0.478 0.375 0.295 0.23301840 146 0.116 00920.059 0.038 0.0300024 0.016 0010 Period 26 0772 0.598 0.464 0.361 02810 2200.172 0.135 0.106 0.084 0.058 0.033 0.026 0.021 0.014 0.009 Period 27 07640 586 0.4500 3470 2680 2070 161 0.125 0.098 0.076 0.047 0.029 0.023 0.018 0.011 0.007 Period 28 0.75705740437 0333 0.2650 1960-1500 1160090 0.0690042 0.025 0.0200001600100006 Period 29 0 7490563 0.4240321 0.243 0.1850 1410 107 0.0820.003 0.037 002200170014 0.008 0.005 Period 30 0 7420 552 041203080231 0 1740.131 0.09900750057 0.0330 020 00150012 0.007 0.004 Period 40 0672 0.453 0.307 0.208 0 142 0097 0067 0046 0.03200220011 0.005 0004 0.003 0.001 0.001 Period 50 0608 0372 022301410087 0064 0.0340021 001300090003 0001 0001 0.001 3 of 8 (6 complete) Reference Present Value of Ordinary Annuity of $1 Penods 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 12% 14% 15% 16% 18% 20% Period 1 0.990 0.980 0,971 0.962 0.952 0943 0935 0,926 09170,909 0.893 0.877 0.870 0.862 0.847 0.833 Period 2 1970 1.942 1.913 1.886 1859 1.8331.8081.783 1.759 1.736 1690 1647 1626 16051566 1528 Period 3 2.941 2884 2.829 2.775 2.723 2.673 2624 2577 2.531 2.487 24022 322 2 283 2 246 2174 2 106 Period 4 3.9023 808 3.717 3.630 3.546 3.4653,387 3312 3.2403.170 3.037 29142855 2.798 2690 2 589 Period 5 4.853 4.713 4.580 4.452 4.329 42124 100 3 993 3.8903 791 3.605 3.433 3.35232743127 2.991 Period 6 5.795 5.601 5.417 5.2425.076 4.9174767 4 623 4.4864.355 4 111 3.889 3.784 3.685 3.498 3 326 Period 7 6.728 6.472 6.230 6.002 5786 5582 5.389 5206 5.033 4.868 4564 4.288 41601039 3.8123605 Period 8 7652 7 325 7020 6.7336.463 6.210 5.971 57475535 5/33549684639 4.487 4 344 | 4.078 3.837 Period 9 8.566 8.162 7 786 7.435 7.1086 802 6515 6.247 5.995 5.759 5.3284.9464772 4.607 4303 4031 Period 10 9.471 89838530 8.1117 722 7 360 7.024 6710 6.418 6.145 5.6505.216 5.0194.83344944 192 Period 11 10.36897879.2538.760 8306 7 887 7499 7 1396 805 6495 5938 5.453 5 234 5029 4.656 4 327 Period 12 11255 10.575 9.95493858.863 8.384 7943 7538 7 161 6814 6.194 5.660 5.421 5 19747934439 Period 13 12 134 1 348 10.635 9986 9.394 8.853 8.3587.904 7 487 7103 6.424 | 5 842 5583 53424.910 4533 Period 14 13.004 12 106 11 296205639.8999295874582447.7867 3676.82860025.7245468 5.008 4611 Period 15 865 12 849 1938 11 11810.38097129.1088 559 80617 606 6.8116.425 847 5:575 5 092 4.675 Period 16 14718 13578 2561 11652108381010692478 8518 313782489746.265 5 954 56695 162 4730 Period 17 15562 14 2922 168 12 168 274 10477 97659.122854480227 120 6373 6.047 5749 5222 4775 Period 18 16398 149923 754 2669 1690 108280 059 9.07287588201 7.250 6.4576 128 5818 5.273 4812 Fi ELETA Reference Period 13 12.13411.34810.635 9.986 9.3948.853 8.358 7 904 7.487|7.103 6:42458425.583 5.342T4910 4.533 Period 14 13.004 12.106 11.296 10.563 9.899 9 295 8.745 8 244 77867367 6628 6.002 5724 5.468 5008 4.611 Period 15 13.865 12.849 11.938 11.118 10.380 9.712 9.108 8.559 8.061 7 606 6.811 6.142 5.847 5575 5.092 4675 Period 16 14.718 13.578 12 561 11.652 10.838 10 1069.447 8.851 8.3137 824 6.9746.265 5.954 5.669 5.162 4730 Period 17 15562 14.292 13.166 12 166 11.274 10.477 9.763 9.122854480227 1206.373 6.047 5.7495 222 4.775 Period 18 16.398 14992 13.754 12.659 11.690 10.828 10.059 9 3728.75682017.250 6.4676.128 5.818 5.273 4.812 Period 19 17 226 15.678 14.324 13.134 12.085 11.158 10.336 9.604 8.950 8.365 7.366 6.550 6 1985877531621824 Period 20 18046 16351 14 877 13.590 12 462 11.470 10.5949.818 9.129 851474696.623 6.259 5929 5.353 4870 Period 21 18.857 17 01115.415 14.02912 821 11.764 10.836 10.017 9.2928.64975626.687 6.312 5973 5.3844 891 Period 22 19 660 17.65815.937 14 451 13.163 12 042 11.061 10 201 94428.772 | 7.645 6.7236.3596.0115.410 4.909 Period 23 20.456 18.292 16 444 14857 13.489 12 303 11.272 10.371 9.580 88837718679263996.044 54324925 Period 24 21 243 18914 16936 15 247 13.79912 560 11 469 10.529 9.707 8 985 7 784 6.835 6.436073 5.451 4937 Period 25 22 023 19.52317 41315.622140941278311654 10.675 98239.077 7.843 06736.464 6.097 54674948 Period 26 22 795 20 121 17.877 15.963 1437513 003 11 820 10.810 992991617 896 6.906 6.4916118 480 4956 Period 27. 23.560 20 707 18.327 16 330 14643132117 1198710 935 10.027 923771943 6.935 6.5146. 136 54924964 Period 28 2431621281 18764 166637489813 406 12137 1105110116 9307 29846.961 65346 152 5.502 4970 Period 2925066 2184419 188 16 984 15 14 1359112 27811, 158101989:37080226 983 6551 6.168 55104975 Period 30 25.808 223951960017292 15 372 1376512409 -1.259 10 2749427806570036 566 51275517 4979 Period 40 32835 27355 23.11519793 17 159 16.046 13332119251076797798 244 105 6.642 621 5548 4997 Period 50 39 96 31222 2573021 482182561576213801228309629915 8.3047 1336.0016 245 55544999 Future Value of $1 Perods Period 1 Period 2 Period 3 Period 4 Period 5 Period 6 Period 7 Period 8 Period 9 Period 10 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 12% 14% 15% 1.010 1.020 1.030 1.040 1.050 1060 1.070 1080 1.090 1.100 1.120 1140 1150 1.020 1040 1061 1.082 1.103 1.1241.145 1.166 1.1881.210 1.254 1.300 1.323 1.030 1061 10931.125 1158 1191 1225 1260 1295 1.331 1.405 1.482 1.521 1.041 1.0821.126 1.170 | 1216 1.262 1311 1360 1.412 1.464 1.574 1.689 1.749 1051 1.104 1.159 1217 1276 1338 1.403 | 1.469 1.539 1.611 1.762 1925 2011 1.062 1.126 1.194 1.265 1.340 1.419 1501 1.587 1.677 1.772 1.974 2.195 2.313 1072 1.149 1.2301.316 1.407 1.504 1606 1714 1828 1.949 2.211 2 502 2.660 1083 1.17212671.369 1.4771.594 1718 1.851 1.993 2.144 2.476 2.853 3.059 1094 1195 1.305 1.4231.551 1.689 1838 1.999 2.172 2 358 2.7733.252 3.518 1 1051 219 1.344 1,480 1.629 1.7911.967 2 159 2.367 2594 3.106 3.707 4.046 1.116124313841.539 1.7101898 2.105 2382 258028533 479 4.226 4652 1.127 1268 1.426 1.601 1796 2.012 2 252 2518 2.8133.138 3896 4.818 5 350 1:138 1 294 1.469 1665 1886 2 1332.4102.720 3.066 3452 4363 5492 6.153 11491319 15131732 19802 261 2 579 2 937 3342 3.798 4.887 6.261 7076 11611 346 1.558 180120792 397 2 759 3.1723 642 4177 5.4747 1388.137 1173 1 373 1.60518732 183 2540 2.952 3.420 3 970 4595 6 1308 137 9358 1184 1.400 1653 1948 2292 26933.159 3700 4328 50546 866 9 2760.76 1196 1428 1702 2026 2407 2854 3.380 3.996 4717 55607 690 1058 1238 Period 11 Period 12 Period 13 Period 14 Period 15 Period 16 Period 17 Period 18 HA . print ante Period 13 Period 14 Period 15 Period 16 Period 17 Period 18 Period 19 Period 20 Period 21 Period 22 Period 23 Period 24 Period 25 1.138 | 1.294 | 1.469 1.665 1.886 2.1332.410 2.720 3.066 3.4524.363 5.492 6.153 1.149 1.319 1.513 1.732 1.980 2.261 2.579 2.937 3.342 3.798 4.887 6.261 7076 1.161 1.346 1.558 1.801 2.0792.3972.759 3.172 3.642 4.177 5.474 7.138 8.137 1.173 1.373 1.605 1.873 2.183 2.540 2.952 3.426 3.970 4.595 6.130 8.137 9358 1.184 1.400 1.653 1.948 2.292 2.693 3.159 3.700 4.328 5.054 6.866 9.276 10.76 1.196 1.428 1.702 2.0262.407 2.854 3.380 3.996 4.717 5.5607.690 10.58 1238 1.208 1.4571.754 2.107 2.527 3.026 3617.4.316 5.142 6.116 8.613 1206 14.23 1220 1.486 1.806 2.191 2.653 3.207 3.870 4661 5.604 6.7279646 13.74 16:37 1 232 1.516 1.860 2.279 2.786 3,400 4.141 5.034 6.109 7.400 10.80 15.6718 82 1.245 1.546 1.916 2.370 2.925 3.604 4.430 5.437 6.659 8.140 12.10 17.86 21.64 1.25715771.974 2.465 3.0723.820 4741 5.8717 258 8.954 13.55 20 36 24 89 1.270 1.608 2.033 2.563 3.225 4.0495 0726 341 7.911 9.850 15.18 23 21 28.63 1.282 16412094 2.666 3.386 4 2925.427 6 848 8.623 10.83 17.00 26 46 32 92 1 295 1.673 2.157 2.772 3.556 4549 | 5 8077 3969.399 11.92 1904 30 17 37 86 1 308 1.707 2.2212 883 3.733 4.822 6.2147 988 10 25 13.11 21.32 34 39 43.54 1321 1741 2.288 2 999 3 920 5.1126649 8627 11.17 14.42 23.88 39 20 50.07 -1 335 1776 2.357 3 119 4 116 54187 1149.317 12 17 15.86 26.75 44 69 57 58 1 348 1.811 2 427 3.243 4322 57437 612 10.06 13:27 17.45 29.96 50.9566 21 1.489 2 208 3.2624 801 7040 10.29 14.9721723141 4526 93.05 1889 267.9 1645 2 692 4 384 7 107 47 18.42 29 46 46.907436 117 4 2890 700 2 1.084 Period 26 Period 27 Period 28 Period 29 Period 30 Period 40 Period 50 Pan Done Reference Periods Period 1 Period 2 Period 3 Period 4 Period 5 Period 6 Period 7 Period 8 Period 9 Period 10 Future Value of Ordinary Annuity of $1 2% 3% 4% 5% 6% 7% 8% 9% 10% 12% 14% 15% 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 2010 2020 2030 2040 2050 2060 2.070 2.080 2.090 2.100 2.120 2.140 2.150 3.030 3.060 3.091 3.122 3.153 3.1843.215 3.246 3.278 3.310 3.374 3.440 3.473 4.060 4.122 4.184 4.246 4310 4.375 4.440 4.506 4.573 4.641 4.779 4921 4.993 5.101 5.204 5.309 5.416 5.526 5.637 5.751 5.867 5.985 6.105 6.353 6.610 6.742 6.152 6.308 6.468 6.633 6.8026.975 7.1537 336 75237.716 8.115 8.536 8.754 7.214 7.434 7.6627.898 8.142 8.394 8.654 8.9239.2009.487 10.09 10.73 11.07 8.286 8.583 8.8929.2149.549 9.897 10.260 10.64 11.03 | 11.44 12 30 13.23 13.73 9.369 9.755 10.16 10.58 11.03 11:49 11.98 12 49 13.02 13.58 14.78 16.09 16.79 10 46 10.95 11.46 12.01 12.58 13.18 13.82 14.49 15.1915.94 1755 19.34 20 30 11.57 12.17 12 81 13.49 14 21 14 97 15.78 16.65 1756 18 53 20.65 23.04 24.35 12.68 13 41 14 1915.03 15.92 16.87 17.89 18.98 20 14 21 38 24 13 27 27 29.00 13.81 14 68 15.62 1663 17.71 1888 20.14 21.50 22.9524 52 2803 3209 34.35 14.95 15.97 17.0918.2919.60 21.02 22 55 24 21 26.02 27.98 32 39 37 58 40 50 16.10 17 29 18.60 20.02 21.58 23 28 25 13 27 15 29 36 3177 3728 43 84 4758 17 26 18.64 20.16 21.82 20 66 25.6727 89 30.32 33.00 35 95 4275 50.98 5572 18.43 20.01 2176 23.70 25.84 28.21 30 84 33.7636.97 40 54 48 88 59.12 65.08 1961 21.41 23 41 25 65 28 13 30191 3400 37.45 4130 45 60 5575 68397584 Period 11 Period 12 Period 13 Period 14 Period 15 Period 16 Period 17 Period 18 ON DININ Print Da i Reference Period 13 13.81 14.68 15.62 16.63 17.71 18.88 20.14 21.50 22.95 24.52 28.03 3209 34.35 Period 14 14.95 15.97 17.09 18.29 19.60 21.02 22.55 24.21 26.02 27.98 3239 3758 40,50 Period 15 16.10 17.29 18.60 20.02 21.58 23.28 25.13 27.15 29.36 31.77 3728 43.84 4758 Period 16 17.26 18.64 20.16 21.8223.66 25.67 27 89 30.32 33.00 35.95 42.75 50.98 55.72 Period 17 18.43 20.01 21.76 23.70 25.84 28 21 30.84 33.75 36.97 40.54 48.88 59.12 65.08 Period 18 19.61 21.41 23.41 25.65 28.13 30.91 34.00 37.45 41.30 45.60 55.75 68 39 75.84 Period 19 20.81 22.84 25.12 27.67 30,54 33.76 37 38 41.45 46.02 51.16 63.44 78.97 88.21 Period 20 22.02 24 30 26.87 29.7833.07 36.79 41.00 45.76 51.16 57 28 72.05 9102 1024 Period 21 23.24 25.78 28.68 31.97 35 72 39 99 4487 50.42 56.76 64 00 81.70 104.8 1188 Period 22 24 47 27 30 30.54 3425 38.51 43.39 49.01 55 46 62.87 71 40 92 50 1204 1376 Period 23 2572 28.85 32.45 36.62 41.43 47.00 53.44 60 89 69.53 79 54 1046 138.3 1593 Period 24 26.97 30.42 34 43 39.08 44.50 50 82 58 18 66.76 76.7988 50 118.2 158.71842 Period 25 2824 32.03 36 46 41 65 4773 54 86 63 25 73.11 84 70 98 35 1333 181.92128 Period 26 29.53 33.67 38.55 44 31 51 11 59.16 6868 79 95 93 32109 2150 3 208 3 2457 Period 27 30.82 35.34 40.71 47 08 54 67 63 71 74 48 | 87 35 1027 121.1 1694 285 283.6 Period 28 32.13 37 05 42.93 49.97 58 40 68 53 80 70 95 34 1130 134 2 190 7 2729 327 1 Period 29 33.45 38.79 45.22 52 87 62 82 73 84 87 35 1040 1241 1436 2146 3121 3772 Period: 30 3478 40 57 47 58 56.08 66.4079 08 9446113136,3 1645 241.3 356 8 434 7 Period 40 48 89 60 40 75.40 9503 12018 1548 199 625913379 4426 7671 1342 1779 Period 50 6446 84 5828 1527 2033 290 84085 573 8 815 1164 2400 4995 7.218 o view Future Value of Ordinary Annuity of $1 table.) i Requirements - X 1. How much money does Gretchen need now to fund her travels? 2. After speaking with a number of banks, Gretchen learns she will only be able to invest her funds at 6%. How much does she need now to fund her travels? Print Done