O Selecting a CD, Casey has $3,000 to invest in a certificate of deposit. Her local bank offers her 4 72% on a twelve-month FDIC insured CD. A nonfinancial institution offers her 5.63% on a twelve-month CD. What is the risk premium? What else must Casey consider in choosing between the two CDs? The risk premium is % (Round to two decimal places.) Casey must also consider (Select the best answer below) O A. that if she needs access to the money in a short period of time, the nonfinancial institution's CD might be too risky OB. the government's risk tolerance O C. the bank's risk tolerance OD. that if she only needs access to the money after a long period of time, the nonfinancial institution's CD might be too risky