& Oa) Ob) Oc Ody Which of the bodies listed below has the mandate to "facilitate and promote an efficient and effective insurance regulatory system in Canada to serve the public interest." the Office of the Superintendent of Financial Institutions (OSFI) the Ombudservice for Life and Health Insurance (OLHI) the Canadian Life and Health Insurance Association (CLHIA) the Canadian Council of Insurance Regulators (CCIR)