Oak Hill has 74,786 registered automobiles. A city ordinance requires each to display a bumper decal showing that the owner paid an annual wheel tax of $60. By law, new decals need to be purchased during the month of the owner's birthday. This year's budget assumes that at least $367,200 in decal revenue will be collected in November. What is the probability that the wheel taxes reported in that month will be less than anticipated and produce a budget shortfall? (round to three decimal places)