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Of 40 bank accounts at a small bank, 20 accounts have values of less than $1,000 and the rest have values of at least $1,000.

Of 40 bank accounts at a small bank, 20 accounts have values of less than $1,000 and the rest have values of at least $1,000. Suppose 5 accounts are randomly sampled. What is the probability that exactly 4 of the 5 accounts have values of at least $1,000?

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