of their session, the client was interrupted by a phone call that had to be taken. After the producer left the client's home, the producer realized that the client had

not signed the application. Knowing that the client had intended to sign the application, the producer felt justified in signing the application on the client's behalf.

Will this amendment to the contract be valid?

No$,$ since the application was not signed by the applicant, an actual offer was not made

Yes, since an insurance policy is a unilateral contract

Yes, since the application contains the producer's signature

Yes, since the applicant was intending to sign the application, but got distracted