offers full insurance?

Without a seawall, the annual premium is $dots $($Round your response to the nearest dollar.$)$

What would be the annual premium with a seawall for a flood insurance policy that offers full insurance?

With a seawall, the annual premium is $$,($Round your response to the nearest whole number.$)$

For a policy that pays only $70\%$ of the home value, what are your expected costs without a seawall?

Without a seawall, the expected cost is $ $($Round your response to the nearest whole number.$)$

For a policy that only pays $70\%$ of the home value, what are your expected costs with a seawall?

With a seawall, the expected cost is $ $($Round your response to the nearest whole number.$)$

Do the different policies provide an incentive to be safer $($i$.$e$.,$ to build the seawall$)?$

A$.$ Neither insurance policy is better or worse because the expected costs each year are the same under both scenarios

B$.$ Neither insurance policy is better or worse, but only in the case of seawall building.

C$.$ The full insurance policy is better since the expected cost each year is lower under this scenario

D$.$ The partial insurance policy is better since the premiums under this scenario are lower.