Ok, so can you help me figure out how much I will have saved 5 years from now toward my cupcake caf down payment? I am depositing $1,905 a year into an account earning 2% interest annually. I will leave my emergency fund untouched for a rainy day. Time Value of Money Exhibit 1-B Future value (compounded sum) of $1 paid in \begin{tabular}{ccccc} Period & \multicolumn{1}{l}{1%} & \multicolumn{1}{l}{2%} & \multicolumn{1}{l}{3%} & \multicolumn{1}{l}{4%} \\ 1 & 1.000 & 1.000 & 1.000 & 1.000 \\ \hline 2 & 2.010 & 2.020 & 2.030 & 2.040 \\ \hline 3 & 3.030 & 3.060 & 3.091 & 3.122 \\ \hline 4 & 4.060 & 4.122 & 4.184 & 4.246 \\ \hline 5 & 5.101 & 5.204 & 5.309 & 5.416 \\ \hline 6 & 6.152 & 6.308 & 6.468 & 6.633 \\ \hline 7 & 7.214 & 7.434 & 7.662 & 7.898 \\ \hline 8 & 8.286 & 8.583 & 8.892 & 9.214 \\ \hline 9 & 9.369 & 9.755 & 10.159 & 10.583 \\ 10 & 10.462 & 10.950 & 11.464 & 12.006 \\ 11 & 11.567 & 12.169 & 12.808 & 13.486 \\ 12 & 12.683 & 13.412 & 14.192 & 15.026 \\ 13 & 13.809 & 14.680 & 15.618 & 16.627 \\ 14 & 14.947 & 15.974 & 17.086 & 18.292 \\ \hline 15 & 16.097 & 17.293 & 18.599 & 20.024 \\ 16 & 17.258 & 18.639 & 20.157 & 21.825 \\ 17 & 18.430 & 20.012 & 21.762 & 23.698 \\ \hline 18 & 19.615 & 21.412 & 23.414 & 25.645 \\ \hline 19 & 20.811 & 22.841 & 25.117 & 27.671 \\ \hline 20 & 22.019 & 24.297 & 26.870 & 29.778 \end{tabular}