Oldhat Financial starts its first day of operations with $12 million in capital. A total of $140 million in checkable deposits are received. The bank makes a $30 million commercial loan and another $60 million in mortgages, with the following terms: 200 standard 30-year, fixed-rate mortgages with a nominal annual rate of 5.25%, each for $300,000. Assume that required reserves are 8%. Complete the bank's balance sheet provided below. (Round your responses to the nearest whole number.) Assets Liabilities Checkable deposits Required reserves $ million $ million Bank capital Excess reserves million $ million Loans million