Olivia is 20 years old and a disciplined saver. She has $20,000 in her investment account and earns an average 8.25% annual rate of return. She expects to receive a $5,000 graduation gift from her family when she completes university studies 2 years from now. She intends to invest this amount (like all of the other cash gifts she has received in the past). Olivia will also be receiving $80,000 from an Inheritance Trust on her 25th birthday. She plans to use $30,000 of the inheritance for a down payment on a townhome and investing the remainder. If Olivia continues with her current and planned investments and the average rate of return is maintained, in 10 years her investments will be worth (approximately): O a. $75,000 O b. $118,500 O c. $127,900 O d. $182,700 e. $282,700