ollowing Dealing Representatives has acted in an ethical manner?

Abigall decldes not to offer a high risk alternative fund that she deems unsuitable for her client, even though the client is young and holds other non$-$liquid investments. Herberto decides not to address a conflict of interest, even though he knows that proceeding with the transaction is in his best interest and not the dient's. Cevina decides not to recommend a leveraged investing strategy to a client who cannot afford the loan payments, even though the client is only age $55.$ hil decides not to report an aftempted suspicious transaction, even though he is required to do so under anti$-$money laundering legislation.