On 15 July 2019, X issued a crossed-check post-dated 15 September 2019 in favor of Y in the amount of P15,000.00. Y deposited the check on 20 December 2019 to his account for clearing in time for the approaching Christmas but the same was dishonoured by the bank for the reason "Account Closed".QUESTION:Will X be held criminally liable for Violation of Batas Pambansa Blg. 22? Yes or No? Explain your answer

B. What is the difference between a REGULAR CHECK and a MANAGER'S CHECK in terms of parties and their life of validity for bank presentment? Explain your answer in not more than three (3) sentences. (20 points)