On Earls 5th birthday his dad received a big raise at his current job. He thought maybe he could now afford to deposit $50 a month into an account to help pay for Earls education. He just happened to have $50 cash in his pocket, so he went down that day and made his first payment into a 13 year annuity that earned 6.3% per annum. When Earl turns 18, how big will his college fund be?