On January 1, 2019, Pens, Inc. issued a 2% installment note to Green Bank in the amount of $190,000. The note requires annual payments for 4 years. Determine the amount of the annual payment, and write your answer on this line. Round to the nearest whole dollar when necessary. You must show your work in the space provided below for any credit to be awarded. Use the present value table provided in class (also posted in our course D2L shell with the CH14 materials) to make the calculation. (Use the numbers exactly as they appear in the table.) Record the annual payments that will be made each December 31