On January 1, 2020, Asher Inc. issued 90 bonds each with a $1,000 face value. The bonds pay interest annually, mature in four years, and have an annual stated rate of 2%. The effective interest rate at the date of issuance was 3%. What is the net book value of the bonds on 12/31/2020? (round answer to the nearest dollar)

PV of $1 when N=4, I=2%: 0.92385

PV of $1 when N=4, I=3%: 0.88849

PV of annuity when N=4, I=2%: 3.80773

PV of annuity when N=4, I=3%: 3.71710