On January 1, 2020 M. Yang celebrated his 65th birthday and transferred $85,000 from his RRSP into a RRIF. For what reason would he make this transfer? Select one: O A. He is terminally ill and a RRIF will have more tax advantages to his wife on his death than his RRSP would have had. OB. He wants to split his RRIF withdrawal with his wife, OC. He wants to decrease his taxable income by transferring his high income investments from his RRSP. OD. He can no longer maintain an RRSP because of his age