On January 1, 2020, Ricardo Enterprises purchased an office building for $280,000, paying $75,000 down and borrowing the remaining $205,000 by signing a 4%, 4-year loan. Ricardo Enterprises agreed to pay $13,928.64 at the end of each quarter over the life of the loan, with the first payment due on March 31, 2020. How much total interest expense will Ricardo Enterprises recognize over all 4 years of the loan? Round your answer to the nearest whole dollar