On January 1, you invest $10,000 in Fund QuiteSmall at the start of the year. The fund has a front-end load of 2.50% and an annual expense fee of 2.00% of the ending asset value at year end. You expect the fund to have a gross rate of return of 5% this year. With your investment, what is your expected value in one year? Between $10,000 and $10,250 Between $9,750 and $10,000 Over $10,500 Under $9,750 Between $10,250 and $10,500