On January 1st, an account has a balance of $40000. On 4/1 the balance is $44000 and a deposit of $550 is made. On 6/1 the balance is $47750 and a deposit of $X is made. On 11/1 the balance is $45500 and deposit of $625 is made. At the end of the day on December 31st, the balance in the account is $44000. Given that the Dollar-Weighted Rate is 0%, determine the Time-Weighted Rate of Return. Enter your answer to 4 decimal places