On January 1st, and account has a balance of $10,000. On March 1st, the balance in the account is $10,100 and a $400 deposit made (positive transaction). On August 1st, the balance is $10,605 and a $605 withdrawal (negative transaction) is made. On October 1st, the balance is $10,050 and a $50 deposit (positive transaction) is made. The balance on December 31st is $10,201. Determine the time-weighted rate of return.

		6.64%
		8.76%
		4.06%
		3.55%
		9.84%