One bank advertises a nominal rate of 4.96% compounded quarterly. A second bank advertises a nominal rate of 4.87% compounded daily. What are the effective yields? (Round your answers to two decimal places.) first bank % second bank % Find the monthly payment needed to amortize a typical $155,000 mortgage loan amortized over 30 years at an annual interest rate of 6.9% compounded monthly. (Round your answers to the nearest cent.) $ Find the total interest paid on the loan. $