One method of defining or identifying discriminating lending behavior is that discrimination is said to exist if a lender purposely intends to treat a minority group member less favorably. This is known as the:

Question 19 options:

1)	effects method

2)	intent method

3)	practices method

4)	screening method

An active secondary mortgage market increases lenders reliance on deposits as a source of funds for writing mortgages.

Question 20 options:

	1) True
	2) False