One of your clients, Beckie called you yesterday and she was rather upset. Her husband, also your client, Earl apparently has a gambling problem and is continuously hounded by creditors at home. She confides in you that she has managed to save $400,000 over time and wants your advice as to how to best manage it. Earl has no knowledge that Beckie has her own funds. What would be your most appropriate response in this situation?

A. Advise Beckie to have the house retitled in tenancy by the Entirety as soon as that becomes possible.

B. Consider whether you can continue to be the Martins financial planner.

C. Tell Earl about the private funds immediately

D. Design a portfolio allocation for Beckies undisclosed (to Earl) individual account in light of this information.