One of your customers is delinquent on his accounts payable balance. You've mutually agreed to a repayment schedule of $590 per month. You will charge 99 percent per month interest on the overdue balance. If the current balance is $14,810, how long will it take for the account to be paid off? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) Prepare an amortization schedule for a three-year loan of $105,000. The interest rate is 8 percent per year, and the loan calls for equal annual payments. How much total interest is paid over the life of the loan? (Leave no cells blank. Enter ' 0 ' where necessary. Do not round intermediate calculations and round your answers to 2 decimal places, e.g., 32.16.)