One role of an efficient market is to get money from savers to borrowers. True or False: If interest rates go down, more and more individuals will respond by saving their money.

1. True because savers prefer low interest rates.
2. True because borrowers prefer low interest rates.
3. False because savers prefer low interest rates.
4. False because borrowers prefer low interest rates.
5. True because savers are not influenced by interest rates.