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One year ago you signed a 3 year lease on a Dodge Challenger SRT , which has 4 7 0 horsepower and a HEMI V

One year ago you signed a 3 year lease on a Dodge Challenger SRT, which has 470 horsepower and a HEMI V8 engine. The sticker price on the car was $47,245. You chose not to make a down payment, the lease rate was 6%, and the monthly payments (starting at the time of signing) were $820.64. The buyout is 51% of the sticker price, due at the end of the lease term. Now (one year after signing the lease but just before the 13th lease payment) gas prices have risen so sharply that you want to get out of your lease on the Challenger and lease a more fuel efficient car. How much do you still owe?
A. $18,608.59
B. $21,376.69
C. $16,301.77
D. $39,985.29
Answer is D, I just cannot figure out why or how because I keep getting a few hundred off.

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