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Onshore Bank has $22 million in assets, with risk-weighted assets of $12 million. Core Equity Tier 1(CET) capital is $650,000, additional Tier I capital is

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Onshore Bank has $22 million in assets, with risk-weighted assets of $12 million. Core Equity Tier 1(CET) capital is $650,000, additional Tier I capital is $90,000, and Tier II capital is $404,000 The cuirrent value of the CEI1 ratio is 5.42 percent, the Tier I ratio is 6.17 percent, and the total capital ratio is 9.53 percent. Calculate the new value of CET1, Tier L, and total capital ratios for the following transactions a. The bank repurchases $102,000 of common stock with cash b. The bank issues $22 million of CDs and uses the proceeds to issue category 1 mortgage loans with a loan-to-value ratio of 80 percent, c. The bank recelves $502,000 in deposits and invests them in T-billis. d. The bank issues $802,000 in common stock and lends it to heip finance a new shopping mall. The developer has an A+ credit. rating e. The bank issues $12 milion in nonqualifying perpetual preferred stock and putchases general obligation municipal bonds 1. Homeowners pay back $4.2 million of mortgages with loan-to-value ratios of 40 percent and the bank uses the proceeds to build new ATMs. Complete this question by entering your answers in the tabs below. The bank repurchases $102,000 of common stock with cash, (Round your percentage anwers to 2 decimal places. (e.g. 32.16)) Complete this question by entering your answers in the tabs below. The bank issues $2.2 million of CDs and uses the proceeds to issue category 1 mortgage loans with a loan-to-value ratio of 80 percent. (Round your percentage answers to 2 decimal places. (e.9,32.16) ) Complete this question by entering your answers in the tabs below. The bank receives $502,000 in deposits (e.9.32.16)) Complete this question by entering your answers in the tabs below. The bank issues $802,000 in common stock and lends it to help finance a new shopping mall. The developer has an At credit. rating. (Round your percentage answers to 2 decimal ploces; (e.9.32.16) ) Complete this question by entering your answers in the tabs below. The bank issues $1.2 million in nonqualifying perpetual preferred stock and purchases general obligation municipal bonds, (Round your percentage answers to 2 decimal places. (e.9,32.16) ) Complete this question by entering your answers in the tabs below. Homeowners pay back $4.2 million of mortgages with loan-to-value ratios of 40 percent and the bank uses the proceeds to build new ATMs. (Round your percentage answers to 2 decimal places. (e.9,32,16) ) Appendix t3E Coicuboting Rak dosed Capitar Rotor 3 Under the Basel III rikk hased capital plan, each Dt awigns its avets to one of sevenal categories of credit risk exposure. Tahle 1328 lats the ley categories and assets in theie categorice TABLE 13-28 Risk Weights for Calculoting Risk-Weighted Assets for On-Balancessheet Hems under Basel iti banks (MIDEs) MDB 1. Exposures to gowemmeratepensered catitis (GSF:) 5. Exposures to pablicesector eritities (PSFS): General odigetion expowire to US. PSE: Revenue ebligation eqpower to US. PSE. General edligution expowates to bon-US, FSE: Clec of 01 CaClot2 20 Clece of 3 CRC of 47 OECD member with no CRC 20 50 20 30 100 190 20 Onshore Bank has $22 million in assets, with risk-weighted assets of $12 million. Core Equity Tier 1(CET) capital is $650,000, additional Tier I capital is $90,000, and Tier II capital is $404,000 The cuirrent value of the CEI1 ratio is 5.42 percent, the Tier I ratio is 6.17 percent, and the total capital ratio is 9.53 percent. Calculate the new value of CET1, Tier L, and total capital ratios for the following transactions a. The bank repurchases $102,000 of common stock with cash b. The bank issues $22 million of CDs and uses the proceeds to issue category 1 mortgage loans with a loan-to-value ratio of 80 percent, c. The bank recelves $502,000 in deposits and invests them in T-billis. d. The bank issues $802,000 in common stock and lends it to heip finance a new shopping mall. The developer has an A+ credit. rating e. The bank issues $12 milion in nonqualifying perpetual preferred stock and putchases general obligation municipal bonds 1. Homeowners pay back $4.2 million of mortgages with loan-to-value ratios of 40 percent and the bank uses the proceeds to build new ATMs. Complete this question by entering your answers in the tabs below. The bank repurchases $102,000 of common stock with cash, (Round your percentage anwers to 2 decimal places. (e.g. 32.16)) Complete this question by entering your answers in the tabs below. The bank issues $2.2 million of CDs and uses the proceeds to issue category 1 mortgage loans with a loan-to-value ratio of 80 percent. (Round your percentage answers to 2 decimal places. (e.9,32.16) ) Complete this question by entering your answers in the tabs below. The bank receives $502,000 in deposits (e.9.32.16)) Complete this question by entering your answers in the tabs below. The bank issues $802,000 in common stock and lends it to help finance a new shopping mall. The developer has an At credit. rating. (Round your percentage answers to 2 decimal ploces; (e.9.32.16) ) Complete this question by entering your answers in the tabs below. The bank issues $1.2 million in nonqualifying perpetual preferred stock and purchases general obligation municipal bonds, (Round your percentage answers to 2 decimal places. (e.9,32.16) ) Complete this question by entering your answers in the tabs below. Homeowners pay back $4.2 million of mortgages with loan-to-value ratios of 40 percent and the bank uses the proceeds to build new ATMs. (Round your percentage answers to 2 decimal places. (e.9,32,16) ) Appendix t3E Coicuboting Rak dosed Capitar Rotor 3 Under the Basel III rikk hased capital plan, each Dt awigns its avets to one of sevenal categories of credit risk exposure. Tahle 1328 lats the ley categories and assets in theie categorice TABLE 13-28 Risk Weights for Calculoting Risk-Weighted Assets for On-Balancessheet Hems under Basel iti banks (MIDEs) MDB 1. Exposures to gowemmeratepensered catitis (GSF:) 5. Exposures to pablicesector eritities (PSFS): General odigetion expowire to US. PSE: Revenue ebligation eqpower to US. PSE. General edligution expowates to bon-US, FSE: Clec of 01 CaClot2 20 Clece of 3 CRC of 47 OECD member with no CRC 20 50 20 30 100 190 20

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