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Onshore Bank has $24 million in assets, with risk-weighted assets of $14 million. Core Equity Tier 1 (CET1) capital is $750,000. additional Tier I capital

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Onshore Bank has $24 million in assets, with risk-weighted assets of $14 million. Core Equity Tier 1 (CET1) capital is $750,000. additional Tier I capital is $130,000, and Tier II capital is $408,000. The current value of the CET1 ratio is 5,36 percent, the Tier I ratio is 6.29 percent, and the total capital ratio is 9.2 percent. Caiculate the new value of CET1, Tier I, and total capital ratios for the following transactions. a. The bank repurchases $104,000 of common stock with cash. b. The bank issues $2.4 million of CDs and uses the proceeds to issue category 1 mortgage loans with a loan-to-value ratio of 80 percent. c. The bank receives $504,000 in deposits and investsthem in T-bills d. The bank issues $804,000 in common stock and lends is to help finance a new shopping mall. The developer has an At credit rating c. The bank issues \$1.4 million in nonqualifying perpetual preferred stock and purchases general obligation municipal bonds: 4. Homeowners pay back $4.4 miltion of mortgages with loan-to-value ratios of 40 percent and the bank uses the proceeds to build new ATMs. Complete this question by entering your answers in the tabs below. Exposures to the U.S. government: An exposure to the U.S. government, its central bank, or a U.S. government agency The portion of an exposure that is directly and unconditionally guaranteed by the U.S. government, its central bank, or a U.S. government agency The portion of an exposure that is conditionally guaranteed by the U.S. 0 government, its central bank, or a U.S. government agency Other sovereign exposures: CRC of 01 CRC of 2 CRC of 3 CRC of 46 CRC of 7 OECD member with no CRC Non-OECD member with no CRC 0 Sovereign default 2. Exposures to certain supranational entities and multilateral development banks (MDBs) An exposure to the BIS, the ECB, the European Commission, the IMF, or an MDB 3. Exposures to government-sponsored entities (GSEs) An exposure to a GSE other than an equity exposure or preferred stock 0 An expowiure to a GSE other than an equity exposure 5. Fxposures to pubue-sector entuties (PSFS): General obligation exposures to U.S. PSE: Gevental obligation exposures to non-U.S. PSE: 20 CRC of 01 CRC of 2 CRC of 3 CRC of 4.7 OECD member with no CRC 20 50

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