Onshore Bank has $$36$ million in assets, with risk$-$weighted assets of $$26$ million. Core Equity Tier $1($CET$1)$ capital is $$1,350,000,$ additional Tier I capital is $$370,000,$ and Tier II capital is $$432,000.$ The current value of the CET$1$ ratio is $5\mathrm{.}19$ percent, the Tier I ratio is $6\mathrm{.}62$ percent, and the total capital ratio is $8\mathrm{.}28$ percent.

Calculate the new value of CET$1,$ Tier I, and total capital ratios for the following transactions.

a$.$The bank issues $$3\mathrm{.}6$ million of CDs and uses the proceeds to issue category $1$ mortgage loans with a loan$-$to$-$value ratio of $80$ percent.

b$.$The bank receives $$516,000$ in deposits and invests them in T$-$bills.

c$.$The bank issues $$816,000$ in common stock and lends it to help finance a new shopping mall. The developer has an A$+$ credit rating.

d$.$The bank issues $$2\mathrm{.}6$ million in nonqualifying perpetual preferred stock and purchases general obligation municipal bonds.

e$.$Homeowners pay back $$5\mathrm{.}6$ million of mortgages with loan$-$to$-$value ratios of $40$ percent and the bank uses the proceeds to build new ATMs.