Oppenheimer Bank is offering a

30-year

mortgage with an APR of

4.96%

based on monthly compounding. With this mortgage your monthly payments would be

$1,986

per month. In addition, Oppenheimer Bank offers you the followingdeal: Instead of making the monthly payment of

$1,986

every month, you can make half the payment every two weeks(so that you will make

52/2=26

payments per year). With this plan, how long will it take to pay off the mortgage if the EAR of the loan is unchanged? Note: Make sure to round all intermediate calculations to at least 8 decimal places.