Option A is not correct for sure. It has to be B C or D

A treasurer needs a 3-month loan in the money markets in a month's time. She is concerned that the interest rates will rise and wants to lock in the 3-month forward rate available through the 1-month and 4-month spot rates. What action does she take now? A. Borrow for 1-month and deposit for 4-months. B. Borrow for 1-month and borrow for a further 3 months. C. Deposit for 1-month and deposit for a further 3 months. D. Borrow for 4 months and deposit for 1 month