option of the filling the blank

1) support,doesnot support

2) more than, save, less than

3) after-tax sheltered, pretax sheltered, after-tax nonsheltered

4) 5) 6) 7) write answer that are found above

4. Calculating the effects of investing pretax or after-tax dollars in accounts that are or Aa Aa are not tax sheltered. Jen just started learning about options for saving for her retirement. Her friend is a big fan of pre-tax non-tax- tax-sheltered accounts. dollars? sheltered after-tax accounts? dollars? Why do you suppose that is? Check all that apply. under the tax-sheltered accounts? mattress? Investments are always safer in a tax-sheltered account. Some withdrawals may be tax-free. Contributions may be tax deductible in the year the contributions are made. Earnings are tax-deferred as long as they are reinvested within the account. Before she commits any money to an account, Jen wants to see how much her savings would earn using different investment tactics. She asked you to help and provided the following information: She plans to invest $4,000 every year for 30 years. . She has found an investment account that earns 5% per year. She is in a 20% income tax bracket. Future Value of an Annuity X Interest Factors - Future Value of an Annuity Years 2% 3% 4% 5% 10 10.9497 11.4639 12.0061 12.5779 11 12.1687 12.8078 13.4864 14.2068 12 13.4121 14.1920 15.0258 15.9171 13 14.6803 15.6178 16.6268 17.7130 14 15.9739 17.0863 18.2919 19.5986 15 17.2934 18.6393 18.5989 20.1569 21.7616 20.0236 21.8245 16 17 20.0121 23.6975 21.5786 23.6575 25.8404 28.1324 30.5390 18 23.4144 21.4123 22.8406 19 25.1169 26.8704 25.6454 27.6712 29.7781 20 24.2974 33.0660 21 25.7833 28.6765 35.7193 31.9692 34.2480 22 27.2990 30.5368 38.5052 23 28.8450 32.4529 36.6179 41.4305 24 30.4219 32.0303 34.4265 36.4593 39.0826 41.6459 44.5020 47.7271 25 26 33.6709 38.5530 44.3177 51.1135 27 40.7096 47.0842 54.6691 35.3443 37.0512 28 42.9309 49.9676 58.4026 29 38.7922 45.2188 52.9663 62.3227 30 40.5681 47.5754 56.0849 66.4389 40 60.4020 75.4013 95.0255 120.7998 Complete the following table to show Jen the effect of different options that are available to her. Round your answers to the nearest dollar. Jen's Options After-Tax, Not Sheltered $4,000 30 After-Tax, Sheltered $4,000 30 Pretax, Sheltered $4,000 30 5 5 5 Annual investment Number of years to invest Interest offered by account (as a %) Effective interest for Jen (as a %) Interest factor from table Accumulated over 30 years Invested over 30 years Income tax bracket (as a %) Income tax saved per year Income tax saved over 30 years $ ta ta $ 20 20 20 $ $ $ $ $ Your findings analysis, they effectively earn Jen's friend's fondness for tax-sheltered accounts, because, according to this nonsheltered accounts. Using only the factors taken into account in this analysis, Jen concludes that the account is the best, in part, because it's the only one that would save her $ in income taxes every year. Jen is tempted to use the money she would have sent to the IRS for fun but wants to know how much more she could earn if she put it toward her annual investment. First, she computes that her new annual investment would be $ 4. Calculating the effects of investing pretax or after-tax dollars in accounts that are or Aa Aa are not tax sheltered. Jen just started learning about options for saving for her retirement. Her friend is a big fan of pre-tax non-tax- tax-sheltered accounts. dollars? sheltered after-tax accounts? dollars? Why do you suppose that is? Check all that apply. under the tax-sheltered accounts? mattress? Investments are always safer in a tax-sheltered account. Some withdrawals may be tax-free. Contributions may be tax deductible in the year the contributions are made. Earnings are tax-deferred as long as they are reinvested within the account. Before she commits any money to an account, Jen wants to see how much her savings would earn using different investment tactics. She asked you to help and provided the following information: She plans to invest $4,000 every year for 30 years. . She has found an investment account that earns 5% per year. She is in a 20% income tax bracket. Future Value of an Annuity X Interest Factors - Future Value of an Annuity Years 2% 3% 4% 5% 10 10.9497 11.4639 12.0061 12.5779 11 12.1687 12.8078 13.4864 14.2068 12 13.4121 14.1920 15.0258 15.9171 13 14.6803 15.6178 16.6268 17.7130 14 15.9739 17.0863 18.2919 19.5986 15 17.2934 18.6393 18.5989 20.1569 21.7616 20.0236 21.8245 16 17 20.0121 23.6975 21.5786 23.6575 25.8404 28.1324 30.5390 18 23.4144 21.4123 22.8406 19 25.1169 26.8704 25.6454 27.6712 29.7781 20 24.2974 33.0660 21 25.7833 28.6765 35.7193 31.9692 34.2480 22 27.2990 30.5368 38.5052 23 28.8450 32.4529 36.6179 41.4305 24 30.4219 32.0303 34.4265 36.4593 39.0826 41.6459 44.5020 47.7271 25 26 33.6709 38.5530 44.3177 51.1135 27 40.7096 47.0842 54.6691 35.3443 37.0512 28 42.9309 49.9676 58.4026 29 38.7922 45.2188 52.9663 62.3227 30 40.5681 47.5754 56.0849 66.4389 40 60.4020 75.4013 95.0255 120.7998 Complete the following table to show Jen the effect of different options that are available to her. Round your answers to the nearest dollar. Jen's Options After-Tax, Not Sheltered $4,000 30 After-Tax, Sheltered $4,000 30 Pretax, Sheltered $4,000 30 5 5 5 Annual investment Number of years to invest Interest offered by account (as a %) Effective interest for Jen (as a %) Interest factor from table Accumulated over 30 years Invested over 30 years Income tax bracket (as a %) Income tax saved per year Income tax saved over 30 years $ ta ta $ 20 20 20 $ $ $ $ $ Your findings analysis, they effectively earn Jen's friend's fondness for tax-sheltered accounts, because, according to this nonsheltered accounts. Using only the factors taken into account in this analysis, Jen concludes that the account is the best, in part, because it's the only one that would save her $ in income taxes every year. Jen is tempted to use the money she would have sent to the IRS for fun but wants to know how much more she could earn if she put it toward her annual investment. First, she computes that her new annual investment would be $