Orchard Industries is a mature firm with a steady growth profile. Its dividends and stock price have been growing at an annual rate of 2.2% for several years and this annual growth rate in dividends and stock price are expected to remain constant at 2.2% forever. Orchard is expected to pay a dividend one year from now of $4.20 per share. The price of the stock today is $43.49 a share. If you buy a share of Orchard stock today, what annual percentage return do you expect to earn on your investment over the coming year?