Original Text

$[...]$ Researchers are worried about young people putting what little savings they have into a home and having a mortgage so large they are unable to save in the future. This will be a big concern when interest rates rise in Canada and mortgage payments take a bigger chunk out of budgets, further limiting the ability to save.

Student submission

Before purchasing a home, researchers warn Millennials to consider the impact of rising interest rates on monthly mortgage payment, which will restrict a person's ability to accrue savings over time $($Heath$,2015).$

Reference $($online newspaper$)$

Heath, J$.(2015,$ August $7).$ Are millennials better off renting? Why young Canadians