our clients earn $10,000 per month before taxes, $8,000 per month after taxes. Their student and auto loan payments total $1,200 per month. They want to know if they will qualify to buy a home that would have a payment of $2,300 per month. You calculate both of their housing ratios to be:

Group of answer choices

15% / 28.75%

none of these

28.72% / 43.75%

23% / 35%

12% / 235