Out of the following scenarios which is NOT considered a taxable disposition? Select one: a. As a result of the great recession, Sheila, age 63, is annuitizing her Whole Life policy that has a $327,000 cash value and an ACB of $239,000 b. Drew withdraws $10,000 from his Universal Life Policy which has an account value of $62,250 and ACB of $47,279 c. Neil has owned a $200,000 Whole Life policy for 15 years. He has run into some financial difficulty and has surrendered the plan d. Jack has been approved for a bank loan subject to him collaterally assigning his $200,000 Whole Life policy (CSV $47,000, ACB $45,000) to the bank