Over the next year, there is a 60% chance of the market being in state 1, otherwise it is in state 2. Shares in Cornelius.com will earn a return of 7.30% in state 1, and 3.10% in state 2. Shares in GiantBadger will earn a return of 6.50% in state 1, and 2.50% in state 2. You have invested 68% of your money in Cornelius.com, with the remainder in GiantBadger. What is your expected return over the next year?