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Pam gets into the car of her boyfriend Dick, he is an unemployed 19 year old who picks her up in a 2022 Ford F150

Pam gets into the car of her boyfriend Dick, he is an unemployed 19 year old who picks her up in a 2022 Ford F150 Lightning, which he tells her he has paid for from his new job as a welder, Dick crashes the car into the house of Terry and then flees the scene on foot, it turns out the car is stolen, Pam is injured in the crash, what is Pam and Terry's coverage? Canadian Insurance Law

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