Paola knows the following two commands in Excel: PMT(rate, nper, PV, FV) FV(rate, nper, pmt, PV) Paola is using the Quantitative Reasoning Process to make a plan to save money for her first car. She has $650 saved so far and plans to save $75 per month for the next 3 years. If she can save with an annual interest rate of 1.9%, which of the following commands will give Paola the final balance after 3 years? =FV(1.9,3,-650,0) =PMT(0.019/12,3,-650,-75) =FV(0.019/12,3*12,-75,-650) =FV(0.019/12,3*12,-75,0) =PMT(1.9/12,3*12,-650,-75)