Part 7 Legal Environment of Business J. A person who perform highly specialized work requiring special abilities, education, experience, and knowledge. 4. A form of insurance that assures the buyer of real property that there are no other claim to the ownership. 5. A relatively cently form of life insurance protection that includes a 5. savings feature. TRUETALSE QUIZ Indicate whether each of the following statements is true or false by writing Tor F in the answer column. 6. While the term malpractice is usually applied to physicians, dentists, 6. attorney's, and accountants. it may be applied to all professionals. 7. Good Samaritan laws provide medical professionals who render routine 7. care of treatment to individuals immunity from malpractice lawsuits. 8. The four elements of a malpractice lawsuit are duty. breach, proximate 8. cause, and damages. 9. In determining whether a defendant has breached his or her duty in a malpractice lawsuit, the defendant's act or failure to act is measured against the standard of care required by a reasonable professional in the same field. 9. 10. A psychiatrist who learns from a patient that the patient intends to do harm to another has the legal duty to inform the intended victim or the authorities. 10. 11. A pharmacist can be sued if he or she dispenses multiple medications that, when taken together, cause injury. 11. 12. Nurses cannot be found to be negligent because they work under the direct supervision of a doctor. 12. 13. A financial planner can be sued for deliberately obstructing his or her client's desire to transfer one or more accounts to another professional. 13. 14. Accounting professionals have a duty only to their client. 14. 15. An accountant who deliberately falsifies financial data can be charged only with negligence. 15. 16. An insurance agent or broker can be charged with negligence only if he or she cancels a policy against the wishes of the owner. 16. 17. An insurance agent or broker can be charged with negligence for failing to recommend appropriate amounts of insurance coverage. 17