Part A

1)Find The Bank of Nova Scotia's (Scotiabank) audited annual consolidated financial statements for the year ended October 31, 2019 ("fiscal 2019").

a)In the auditor's report (independent registered public accounting firm) they discuss critical audit matters. There are three discussed.What are the first two critical audit matters?

b)What is the allowance for loan credit losses at Oct 31, 2019?

c)What is the total deposits liability at Oct 31, 2019?

d)What is the total other comprehensive income/loss for 2019? State amount and whether income or loss.

e)What is the value of accumulated other comprehensive income at Oct 31, 2019?

f)Other than Canada, what is the single country that the bank has issued the most loans in total?

2)Find Scotiabank's Quarter 3, 2020, quarter ended/ as at July 31, 2020 financial statements.

What was the allowance for loan credit losses at July 31, 2020?