Part B-Levered As part of your due diligence, you connected with your loan officer. They can offer you a loan at a 5.50% interest rate, a 75% loan-to-value ratio, with monthly payments calculated based on a 25-year amortization period. You would also be expected to buy down 1 point(s) of the loan amount to secure that interest rate. Your broker also told you that you should budget an additional $4,000 for other closing costs