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Part H: Concluding Remarks (word limit: 300 words) Identify any change in your spending or saving behaviour this Semester or any new skills developed that

Part H: Concluding Remarks (word limit: 300 words)

Identify any change in your spending or saving behaviour this Semester or any new skills developed that you find useful. Discuss any precaution that you are taking to protect yourself against fraud and scams. Briefly explain how you will go about successfully implementing your personal financial management skills from now onwards.

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