Part III True/False Write "T" or "F" in the blank to indicate whether you think the statement is true or false. 41. When a person insured under a disability income insurance policy cannot, for a limited period of time, perform all functions of his or her regular job duties, it is known as permanent disability. 42. Disability income policies provide medical expense benefits. 43. There is no standard definition for total disability. 44. Eligibility for the SSI program is based strictly on financial need. 45. To be eligible to apply for disability benefits under Social Security, an individual must be unable to perform any type of work for a period of not less than 12 months. 46. Hospital benefits may be paid for nonoccupational illness or injury under state temporary disability benefits. 47. If a woman has an abnormal condition that arises from her pregnancy (e.g., diabetes or varicose veins) and is unable to work because of the condition, she may not receive state disability benefits. 48. When a claim form is submitted for a patient applying for state disability benefits, the most important item required on the form is the claimant's Social Security number. 49. To justify payment of disability benefits, an insurance company may request an employee's wage statements. 50. A person receiving state disability benefits must report any income received to the state disability insurance office because it can affect benefits