Part of figuring out what kind of overall health care plan is best for you includes knowing the costs that health care insurance covers. In the event of an illness or accident, health care insurance protection is designed to cover which of the following costs? Check all that apply. Medical care Loss of household services Deposit paid on a hall for a party Loss of income Today, adequate health care insurance for a serious illness or accident is estimated to be at least disability, up to Coverage for lost income is generally computed at benefits that approximate pay and for a very lengthy illness or of monthly earnings in order to provide Evaluating Your Health Care Risk A major part of determining the overall health care that's best for you is that of honestly assessing your willingness to assume responsibility for reducing your risk. You have some degree of control over two forms of risk: financial and behavioral (also known as lifestyle). For each of the following scenarios, select which type of risk reduction is illustrated. Scenario Risk assumption Risk avoidance Loss prevention and control Raphael does not text and drive. Raphael does not consume alcohol. Raphael does not carry dental insurance