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Pat and Jody both live in the San Francisco Bay Area, an area with one of the highest housing costs in the country. Pat works

Pat and Jody both live in the San Francisco Bay Area, an area with one of the highest housing costs in the country. Pat works as a psychologist, making about $75,000 per year, while Jody makes about $110,000 annually as a designer. Both have master's degrees in their fields. Despite her higher income, Jody has more economic stress than Pat. This most likely means that Pat __________ than Jody

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