Pat and Marie have the following expenses and account balances: $16,500 Pat's annual 401(k) plan contribution Pat's annual salary $100,000 $24,000 Current liabilities $2,000 Housing costs (P&I&T&I) monthly $12,000 Cash & Cash equivalents $500 Monthly debt payments other than housing $6,000 Total monthly nondiscretionary cash flows Pat's employer matches $1 for $1 up to 2% of Pat's salary in his 401(k) plan. Based on the information above, calculate Pat and Marie's housing ratio 2 Formatting: Enter "8.67" for 8.67%