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Pat is a passenger in an automobile being driven by Chuck. Pat does not like wearing seat belts so he ignores Chuck's request to buckle-up.

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Pat is a passenger in an automobile being driven by Chuck. Pat does not like wearing seat belts so he ignores Chuck's request to "buckle-up". Pat is subsequently injured in an accident having been thrown from the car upon impact. When dues by Fat for negligence, Chuck defends arguing

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