Payless Cashways operates a chain of retail stores that offers home improvement products for professional craftsmen (carpenters, plumbers, painters) as well as do-it-yourself homeowners. The firm filed for Chapter 11 bankruptcy protection on July 21, Year 7. The table presents selected financial data for Payless Cashways for each of the four fiscal years ending November 30, Year 3, Year 4, Year 5, and Year 6 that preceded its bankruptcy filing.

	Financial Data for Payless Cashways (amounts in thousands)
Year Ended November:	Year 6	Year 5	Year 4	Year 3
Sales	$2,642,829	$2,680,186	$2,722,539	$2,601,003
Net Income (Loss) Before Interest and Taxes	$10,458	($60,562)	$161,792	$151,086
Interest Expense	$60,488	$61,067	$65,571	$125,247
Net Income (Loss)	($19,078)	($128,549)	$44,889	($36,159)
Current Assets	$450,497	$442,679	$449,870	$427,702
Total Assets	$1,293,118	$1,344,436	$1,495,882	$1,458,481
Current Liabilities	$319,593	$344,279	$310,742	$345,560
Long-term Debt	$618,667	$608,627	$654,131	$640,127
TotalLiabilities	$1,003,387	$1,036,273	$1,060,017	$1,071,170
Retained Earnings (Deficit)	($238,997)	($219,919)	($91,370)	($136,259)
Working Capital Provided by Operations	$95,400	$78,257	$127,335	$96,411
Cash Flow Provided by Operations	$32,447	$108,428	$117,330	$109,027
Capital Expenditures	$40,117	$67,281	$81,906	$49,982
Common Shares Outstanding	39,959	39,914	39,874	39,537
Market Price per Share	$1.125	$3.625	$8.250	$11.000

1.The current ratio as of the end of year 5 was _____ One digit to the right of the decimal point is enough.

2. The current ratio as of the end of year 6 was ____ One digit to the right of the decimal point is enough.

3. Cash flow from operations to average current liabilities for year 5 was ____Express your answer as a decimal (not a percent). Include three digits to the right of the decimal point.

4. Cash flow from operations to average current liabilities for year 6 was ____. Express your answer as a decimal (not a percent). Include three digits to the right of the decimal point

5. The long-term debt to equity ratio (at year end)as of the end of year 5 was ____ One digit to the right of the decimal point is enough.

6. The long-term debt to equity ratio (at year end)as of the end of year 6 was ______. One digit to the right of the decimal point is enough.

7. Total liabilities to total assets (at year end) as of the end of year 5 was _____. Express your answer as a decimal (not a percent). Include three digits to the right of the decimal point.

8. Total liabilities to total assets (at year end) as of the end of year 6 was _____. Express your answer as a decimal (not a percent). Include three digits to the right of the decimal point.

9. Cash flow from operations to average total liabilities for year 5 was _____ . Express your answer as a decimal (not a percent). Include three digits to the right of the decimal point.

10. Cash flow from operations to average total liabilities for year 6 was_____. Express your answer as a decimal (not a percent). Include three digits to the right of the decimal point.

11. The interest coverage ratio (times interest earned) for year 5 was _____ . One digit to the right of the decimal point is enough

12. The interest coverage ratio (times interest earned) for year 6 was ____ One digit to the right of the decimal point is enough

13. Altman's Z-score for Payless Cashways for Year 5 was _____ . Include two digits to the right of the decimal point.

14. Altman's Z-score for Payless Cashways for Year 6 was ________ . Include two digits to the right of the decimal point.