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PayPal Holdings disclosed net income of $5.5 billion and total assets of $65 billion for the fiscal year 2021. Calculate PayPal's return on assets (ROA)

PayPal Holdings disclosed net income of $5.5 billion and total assets of $65 billion for the fiscal year 2021. Calculate PayPal's return on assets (ROA) and earnings per share (EPS), and analyze how these ratios reflect the company's profitability and efficiency in utilizing its assets to generate earnings for shareholders.

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